Insurance commission tracking software
Commission Clarity compares every commission statement against the payout your own agreement says you were owed, and lists what is missing, underpaid or unmatched. Built for independent insurance advisors and small agencies working from their own spreadsheets.
What the software does
Expected versus paid, per policy
Every policy carries the commission your agreement says it should produce. The statement is matched against that figure, so an underpayment is visible in the same row.
Unmatched statement lines
Payout lines that match no policy in your records get their own list. That is where money disappears quietly when statements are only filed away.
Renewals and due installments
Policies approaching renewal and installments coming due are surfaced before the date passes, without opening a spreadsheet.
Splits for agencies and mentors
Set the share between agency, advisor and mentor for each commission rule, then export a monthly settlement per member or for the whole team.
Realization and reporting
Realization overall, by insurer, by product and by month, plus advisor comparison for agency managers.
Your spreadsheets stay the source
Data is read from the Google Sheets you already maintain. There is no migration project and no double entry.
Spreadsheet or dedicated software
A spreadsheet is an excellent record. Control over payouts is a different job, and this is where the two differ.
| Capability | Spreadsheet | Commission Clarity |
|---|---|---|
| Record of what was paid | ||
| Expected commission calculated from your own rules | ||
| Automatic matching of statement lines to policies | ||
| List of missing, late and underpaid commissions | ||
| Clawbacks treated separately from normal entries | ||
| Renewal and installment alerts | ||
| Agency, advisor and mentor splits with settlement export | ||
| Readable on a phone between client visits |
What to ask before you choose
- Can it calculate an expected figure per policy, not just record payouts?
- Can commission rules differ per insurer, product and effective date?
- What happens to unmatched statement lines?
- Are clawbacks handled as reversals rather than negative payments?
- Can I keep my data where it is today?
- Can several advisors work in it without seeing each other's clients?
- Can I test it with one real statement before deciding?
A longer walkthrough of these criteria is in the guide how to choose commission tracking software. Agency-specific requirements are covered on the page for agencies.
Frequently asked questions
What does insurance commission tracking software actually do?
It calculates the commission each policy should produce from your own agreement, compares that figure with what the insurer paid, and shows the difference. Missing payouts, underpayments, clawbacks and statement lines that match no policy are listed instead of staying hidden in a spreadsheet.
Do I have to move my data out of Google Sheets?
No. Commission Clarity reads the policy and commission sheets you already keep. Nothing is re-entered, and if you stop using the tool the data stays exactly where it was.
How long does setup take?
Connecting a spreadsheet takes a few minutes. Most of the work is defining commission rules per insurer and product, which usually takes an hour for a typical portfolio.
Does it work for a whole agency, not just one advisor?
Yes. An agency connects its data once, each advisor sees only the policies assigned to their name, and managers can switch between the whole team and a single advisor. Commission can be split between agency, advisor and mentor per rule.
Can I try it before paying?
Yes. The demo account is open without signing up and contains sample clients, policies, statements and discrepancies, so you can see every screen before you connect your own data.
Which currencies are supported?
Amounts can be shown in euros, US dollars or British pounds, and plans are billed in the same currency as your subscription.
See what an unchecked year costs
Open the demo with sample statements and discrepancies, or estimate the commission that slips through unchecked.